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1031 Exchange: Sell an Investment Property and Legally Pay No Taxes?

Imagine selling your investment property and keeping every penny of your profits instead of handing a chunk over to the IRS. Sounds too good to be true, right? But it’s 100% legal, and it’s called a 1031 exchange. If you…

Will High Mortgage Rates and Inflation Keep Buyers on the Sidelines in 2025?

Mortgage rates have always been a major contributing factor to the decision to buy or refinance a home.  As a seasoned mortgage broker, I’ve witnessed firsthand the ebb and flow of the housing market over the years. As we navigate…

Online Lender Reviews: What 300+ Reviews Reveal About Common Complaints

As a local mortgage broker, I recently conducted a deep dive into over 300 customer reviews from one of the biggest online mortgage lenders. What I found was a pattern of issues that homebuyers and homeowners frequently encounter, many of…

Buying Your Dream Home with Confidence

Buying a home is one of life’s most significant milestones. It’s exciting and nerve-wracking, and it often involves big decisions that can attract criticism—especially from well-meaning relatives.  While navigating family dynamics and opinions can be challenging, choosing and trusting the…

10 Questions to Ask Your Loan Officer Before Closing

Clear and open communication with your loan officer is crucial for ensuring a smooth closing process. Asking the right questions helps you stay informed and protects you from unexpected surprises during one of the most significant financial transactions of your…

Downsizing and Adding an ADU for Travel, Cashflow, and Care

Two increasingly popular solutions for retiring or retired homeowners with larger properties are downsizing and building an Accessory Dwelling Unit (ADU) on their lot.  These options provide immediate and long-term financial benefits and help address future needs, such as medical…

The 2025 Housing Market: Key Trends and Insights

The 2025 housing market is shaping up to be an intriguing mix of opportunities and challenges for homebuyers and homeowners alike. With significant developments on the horizon, understanding these trends can help you navigate this dynamic landscape with confidence. Here’s…

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