Mortgage Insurance Explained
When you’re gearing up to buy a home, you expect a mortgage, a down payment, and maybe even closing costs. But then someone drops the term mortgage insurance—and suddenly, you’re…
🏡 Dear Gen Z and Millennials: Yes, You Can Buy a Home in 2025
Hey, you. Yes, you—scrolling through listings and wondering if you’ll ever afford a house. We get it. Between avocado toast jokes, sky-high rent, and the occasional “you should’ve bought in…
FHA 2025 Policy Change 2025 for Non-Permanent Residents – Need to Know Before May 25
The Federal Housing Administration (FHA) has long been a vital tool for helping Americans achieve the dream of homeownership. However, a significant FHA policy change announced on March 26, 2025,…
FHA Gift Funds: What You Need to Know
Buying a home with an FHA loan can be a great option, especially if you’re short on cash for the down payment. But did you know that someone else can…
1031 Exchange: Sell an Investment Property and Legally Pay No Taxes?
Imagine selling your investment property and keeping every penny of your profits instead of handing a chunk over to the IRS. Sounds too good to be true, right? But it’s…
Toxic Home Hazards: What to Check Before Buying Your Dream Home
Toxic home hazards are the last thing you’re probably thinking about when beginning on the exciting journey of buying a home. This is an exciting milestone, but what if your…
Zillow 2025 Housing Forecast: A Slowdown in Home Prices
The housing market in 2025 is set for a shift. Zillow lowered its home value growth forecast to just 0.9%, a significant drop from the previous projection of 2.9%. This…
Will High Mortgage Rates and Inflation Keep Buyers on the Sidelines in 2025?
Mortgage rates have always been a major contributing factor to the decision to buy or refinance a home. As a seasoned mortgage broker, I’ve witnessed firsthand the ebb and flow…
Online Lender Reviews: What 300+ Reviews Reveal About Common Complaints
As a local mortgage broker, I recently conducted a deep dive into over 300 customer reviews from one of the biggest online mortgage lenders. What I found was a pattern…
Housing Market Trends 2025: Is Stability Finally Returning?
The U.S. housing market in 2025 is at a crossroads. While home prices appear to be stabilizing, high mortgage rates and low inventory continue to challenge buyers. Many prospective homeowners…
Buying Your Dream Home with Confidence
Buying a home is one of life’s most significant milestones. It’s exciting and nerve-wracking, and it often involves big decisions that can attract criticism—especially from well-meaning relatives. While navigating family…
How Veterans Can Win in a Competitive Housing Market
Veterans can experience a challenging housing market in much more frustrating ways than other buyers. However, with the right strategies, you can increase your chances of success while using the…