FHA 2025 Policy Change 2025 for Non-Permanent Residents – Need to Know Before May 25
The Federal Housing Administration (FHA) has long been a vital tool for helping Americans achieve the dream of homeownership. However, a significant FHA policy change announced on March 26, 2025,…
FHA Gift Funds: What You Need to Know
Buying a home with an FHA loan can be a great option, especially if you’re short on cash for the down payment. But did you know that someone else can…
1031 Exchange: Sell an Investment Property and Legally Pay No Taxes?
Imagine selling your investment property and keeping every penny of your profits instead of handing a chunk over to the IRS. Sounds too good to be true, right? But it’s…
Toxic Home Hazards: What to Check Before Buying Your Dream Home
Toxic home hazards are the last thing you’re probably thinking about when beginning on the exciting journey of buying a home. This is an exciting milestone, but what if your…
Zillow 2025 Housing Forecast: A Slowdown in Home Prices
The housing market in 2025 is set for a shift. Zillow lowered its home value growth forecast to just 0.9%, a significant drop from the previous projection of 2.9%. This…
Will High Mortgage Rates and Inflation Keep Buyers on the Sidelines in 2025?
Mortgage rates have always been a major contributing factor to the decision to buy or refinance a home. As a seasoned mortgage broker, I’ve witnessed firsthand the ebb and flow…
Online Lender Reviews: What 300+ Reviews Reveal About Common Complaints
As a local mortgage broker, I recently conducted a deep dive into over 300 customer reviews from one of the biggest online mortgage lenders. What I found was a pattern…
Housing Market Trends 2025: Is Stability Finally Returning?
The U.S. housing market in 2025 is at a crossroads. While home prices appear to be stabilizing, high mortgage rates and low inventory continue to challenge buyers. Many prospective homeowners…
Buying Your Dream Home with Confidence
Buying a home is one of life’s most significant milestones. It’s exciting and nerve-wracking, and it often involves big decisions that can attract criticism—especially from well-meaning relatives. While navigating family…
How Veterans Can Win in a Competitive Housing Market
Veterans can experience a challenging housing market in much more frustrating ways than other buyers. However, with the right strategies, you can increase your chances of success while using the…
10 Questions to Ask Your Loan Officer Before Closing
Clear and open communication with your loan officer is crucial for ensuring a smooth closing process. Asking the right questions helps you stay informed and protects you from unexpected surprises…
Closing Costs: How Much Cash Do You Need?
Closing costs are an essential factor frequently neglected during the home buying process. While purchasing a home is an exhilarating milestone, it involves various financial aspects beyond just the purchase…
